Estimate your payments with our easy-to-use loan calculator.
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This varies by locality. We use the actual average property tax rate for your metro area. You can also input your personal property tax rate as a percent of your home's value or a national baseline assumption of 1.35%.
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The opportunity cost of your money. It reflects what your money would earn as savings or investments other than housing. The higher the discount rate, the more expensive home ownership is because buying a home.
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